The Unmanageable Debt indicator measures the percentage of households where the household is falling behind with bills or credit commitments and either making excessive debt repayments or is in arrears on monthly commitments (liquidity problems); or where the household is burdened by high debt levels relative to annual income (solvency problems). Find out more about this indicator.

The estimated proportion of households in unmanageable debt was slightly higher by 1.3 percentage points compared to the previous period, and had shown no notable change in the preceding period. This suggests that performance is maintaining, under the methodology for this National Indicator.

Data breakdowns are available by employment, household, tenure, ethnicity, age, children, income, marital status, disability, education, sex and rural and urban areas. See the 2006-2020 Wealth in Scotland Publication for more information.

The Office for National Statistics has revised the data in the previous waves of the Wealth and Assets Survey. Therefore, previous indicator values have been revised.